Smoker single rates:
This page shows UK smoker annuity rates, single life only for males and females, or try other annuity rates for more annuity options.
These annuities are only a guide as rates
change frequently. Please request a free
annuity quote for an accurate income for you
based on your own personal retirement circumstances.
These rates are for a pension purchase price of £100,000 after the
tax free lump sum of £33,333 has been taken.
Last updated: 23 November 2008
Level annuity rates
Male single life
Female single life
male
50
£6,684
male
55
£7,260
male
60
£8,160
male
65
£9,300
male
70
£10,680
male
74
£12,804
female
50
£6,528
female
55
£7,020
female
60
£7,800
female
65
£8,832
female
70
£10,320
female
74
£12,216
Level annuity rates + 10-year guarantee
Male single life
Female single life
male
50
£6,632
male
55
£7,176
male
60
£7,860
male
65
£8,724
male
70
£9,744
male
74
£10,764
female
50
£6,516
female
55
£6,972
female
60
£7,632
female
65
£8,436
female
70
£9,528
female
74
£10,500
3% escalation annuity rates
Male single life
Female single life
male
50
£4,596
male
55
£5,196
male
60
£6,096
male
65
£7,260
male
70
£8,712
male
74
£10,824
female
50
£4,428
female
55
£4,968
female
60
£5,760
female
65
£6,928
female
70
£8,340
female
74
£10,224
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for an annuity specific to your circumstances. Use the following for a free annuity quote.
Annuity rate notes:
The above table shows the best open
market option pension annuity rates for smoker single annuitants based on:
•
Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the
tax free lump sum of £33,333 has been taken;
•
Annuity rates are payable monthly in arrears and show the gross income (before deduction of tax);
•
Level annuity rates pay the same income per month for the whole of the annuitants life;
•
Level annuity rates + 10-year guarantee pay the same income per month for the whole of the annuitants life and in the event of an early death, guaranteed to be payable to the estate for 10 years from the start of the annuity;
•
3% escalation annuity rates increase the monthly payments each year by 3% for the whole of the annuitants life;
•
Annuity rates are for single males and single females from the ages of 50 to 74 years.
•
No medical enhancements are included in these rates.
•
The annuities rates tables are only a guide as rates
change frequently. Please request a free
annuity quote for an accurate income for your retirement annuity.
Disclaimer:
Information found on this site does not amount to financial advice or
legal advice. Every time you access the website you agree to be bound
by the Terms and Conditions.
If you do not agree to be bound by them, you should not use the sharingpensions.co.uk
website. Before taking any action regarding pensions, pension on divorce
or any other financial or legal matter you should seek professional
advice.
