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  Best Annuity Rates   Standard Single Rates:
This page shows UK standard (conventional) annuity rates, single life only for males and females, or for more options try the other annuity rates.

These annuities are only a guide as annuity rates change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
        Standard single rates            Smoker single rates
           Standard joint rates            Smoker joint rates
           Other annuity rates            Annuities explained

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   Standard annuity rates - SINGLE life
 

These conventional annuity rates are for a pension of £100,000 after the tax free lump sum of £33,333 has been taken.

Last updated: 24 February 2010


Level annuity rates
Male Single Life Female Single Life
  Male 50 £5,327  
  Male 55 £5,656  
  Male 60 £6,240  
  Male 65 £6,951  
  Male 70 £7,887  
  Male 74 £9,036  
  Female 50 £5,203  
  Female 55 £5,484  
  Female 60 £5,925  
  Female 65 £6,515  
  Female 70 £7,355  
  Female 74 £8,364  
Level annuity rates + 10-year guarantee
Male Single Life Female Single Life
  Male 50 £5,303  
  Male 55 £5,625  
  Male 60 £6,158  
  Male 65 £6,784  
  Male 70 £7,520  
  Male 74 £8,330  
  Female 50 £5,186  
  Female 55 £5,464  
  Female 60 £5,879  
  Female 65 £6,416  
  Female 70 £7,126  
  Female 74 £7,914  
3% escalation annuity rates
Male Single Life Female Single Life
  Male 50 £3,294  
  Male 55 £3,680  
  Male 60 £4,259  
  Male 65 £5,027  
  Male 70 £5,926  
  Male 74 £7,040  
  Female 50 £3,168  
  Female 55 £3,506  
  Female 60 £3,949  
  Female 65 £4,574  
  Female 70 £5,340  
  Female 74 £6,332  
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
Free Annuity Quote


Annuity rate notes:
The above table shows the best open market option pension annuity rates for standard single annuitants based on:

Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the tax free lump sum of £33,333 has been taken;
   
Annuity rates are payable monthly in arrears and show the gross income (before deduction of tax);
   
Level annuity rates pay the same income per month for the whole of the annuitants life;
   
Level annuity rates + 10-year guarantee pay the same income per month for the whole of the annuitants life and in the event of an early death, guaranteed to be payable to the estate for 10 years from the start of the pension annuity;
   
3% escalation annuity rates increase the monthly payments each year by 3% for the whole of the annuitants life;
   
Annuity rates are for single males and single females from the ages of 50 to 74 years.
   
No medical enhancements are included in these rates.
   
The annuity rates table is only a guide as rates change frequently. Please request a free annuity quote for an accurate income for your retirement annuity.

At retirement you can use your pension fund to buy an annuity and have the option to use an open market option to search for the highest pension annuity. Once you have purchased an annuity it cannot be changed, so learn more about annuities, compare annuity rates and before making a decision at retirement, secure a personalised pension annuities quote offering guaranteed rates.
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